In the United States, the average face-to-face time with a doctor is less than 10 minutes. In order to collect the money, the average office labor time is more than three hours. How much is that costing you? Since there are no statistics kept on this let me do the simple math for you here. The average hourly wage for billing and coding personnel is $15.00. This could mean that as much as $45.00 per hour of your health care dollars goes towards processing your claim. That's just at your doctor's office. It's probably closer to $30.00 average, but it's still a huge chunk of money.

Think of this as a frightening fantasy. You might be wrong. That's exactly what happens every day in Canada and England, where they have enjoyed a socialized medicine paradise for the past 30 years. They have health-care rationing in Canada and England. Government bureaucrats decide who gets the expensive CAT scan, cancer care, or heart operation quickly, or who waits on the health-care "death lists" for Modafinil usa website nine months for that CAT scan or heart operation. A slimy, indifferent government bureaucrat will decide if you, your mother, father or grandparent lives or dies.

This misleading term is called "free". True, there is no out-of pocket copayment. It is usually between $10 and $25 dollars. I don't know anybody who has health insurance that can afford this co-payment. This service is not gratuitous. You will need to pay higher premiums to receive this service. Yes, you will pay your co-pay via your higher monthly or annual premiums. The administration also acknowledges that premiums may rise due to this change. You get all this for free.

I spent the first 23 years my life in "socialist Canada" and still spend much of my time and energy in their medical system together with my parents. This may have given me a different perspective than the one being sensationalized in media.

And when it comes down to nutrition, it is a complete non-issue. Although there are many different numbers, the bottom line is that doctors get very little in the way of nutrition education while they are in medical school. I have found out that the hours spent on nutrition amount to around 10, and I did not make a typo.

We will be the ones to help you make sense of it. I write to many of my colleagues each week. One thing is certain. Insurance professionals will be the ones to make sure the regular people know how the new health care reforms will impact the people with whom they interact. We, as professional insurance agents and representatives, will be the ones who make sure that our clients know what's out there and how/or what they can do about it. If we work with companies, and their benefits, we'll be the ones that human resource professionals and business owners turn to for help. Will you be ready. Start now and do a little every day to stay "up-to-date" with the agents down the street. It will help you stand out as "the go to" for health care reform answers.

You should remember certain things. First is that you should get referrals from people you know and within your own networks. This way, you can learn from their real experience in getting home health care It will benefit you to hear their pros and cons.

This industry can be very demanding both mentally and physically. As a caregiver, you may find yourself returning to work each day with a sore lower back. People you care for may not always be friendly and in a good mood.